ALLL CONSULTING

With problem loans increasing, profits sagging, and new capital hard to find, getting the Allowance for Loan and Lease Losses (ALLL) right is more important than ever. Synergy helps financial institutions better understand how to manage this critical component of the credit risk management program, including how to address ASC 450 (formerly SFAS 5), historical loss data, qualitative factors (“Q-factors”), ASC 310 (formerly SFAS 114), identify loans and measure impairment.

Credit Risk Management

AN EFFECTIVE LOAN REVIEW SYSTEM PROMPTLY:

  • Identifies credit weaknesses
  • Verifies the appropriateness of the loan classification or credit grade
  • Identifies portfolio trends
  • Evaluates credit policy effectiveness; and
  • Provides management with accurate and timely information for regulatory reporting and determination of the ALLL

Loan Review should be a process to detect weaknesses in the various levels of an institution’s credit initiation and underwriting.

Contact Us Today

ANCIN COOLEY

224.475.7551

Request a Proposal

client Testimonials

  • Ancin possesses remarkable analytical and strategic thinking in today \'s tough banking environment. He has tremendous knowledge of rules and regulations. Mr. Cooley has the ability to communicate with respect and serve as an exceptional liaison between examiners, executive management and the Board. I highly recommend his talents.

    Richard Willey
    CEO and President, American National Bank of DeKalb
  • We are pleased to recommend Synergy Bank Consulting, Inc. They have helped us to proactively respond to themany new regulatory challenges created by the economic downturn.

    Randall S. Svendsen
    Chairman National Bancorp, Inc
  • Our bank has had a relationship with Mr. Cooley for the past four years. He has assisted us in our Loan Review process and we have utilized his expertise in interpreting Regulatory Guidance during some very difficult times. Mr. Cooley has the ability to defend his position through his experience in the Regulatory Environment and now in the Private Sector.

    Chuck Kaiser
    Senior Lender National Bank and Trust of Sycamore

FOR MORE INFORMATION, DOWNLOAD OUR GUIDES:






Loan Review Best Practices

_____

Synergy Bank Consulting, Inc. is the risk management advisory firm financial institutions trust to manage risk and optimize performance.

facebook twitter twitter twitter

CHICAGO

148 Kimball St.
Elgin, IL 60120

WASHINGTON DC

1875 I Street NW, Ste. 500
Washington, DC 20006

ATLANTA

260 Peachtree Street NW, Ste. 2200
Atlanta, GA 30303