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Our bank has had a relationship with Mr. Cooley for the past four years. He has assisted us in our Loan Review process and we have utilized his expertise in interpreting Regulatory Guidance during some very difficult times. Mr. Cooley has the ability to defend his position through his experience in the Regulatory Environment and now in the Private Sector.

Ancin possesses remarkable analytical and strategic thinking in today \'s tough banking environment. He has tremendous knowledge of rules and regulations. Mr. Cooley has the ability to communicate with respect and serve as an exceptional liaison between examiners, executive management and the Board. I highly recommend his talents.

We are pleased to recommend Synergy Bank Consulting, Inc. They have helped us to proactively respond to themany new regulatory challenges created by the economic downturn.